HOW WE WORK WITH OUR CLIENTS

We can help you analyze your financial situation and assist with determining the best course of action for you.

ASSESS YOUR NEEDS

First, we will identify your investment objectives by asking you about your financial goals. We will explore important concerns such as your risk tolerance, your tax situation, your investment time horizon, and whether or not you want to take current income from your portfolio. We help you to determine your goals by:

• Help you clarify how to achieve God’s plan for you and your family
• Help you sort out your priorities and your desired goals
• Help you become focused on the top of the goal list
• Help you determine your strengths, opportunities and avoid dangers

ESTABLISH A PLAN

Next, we will help you develop a financial plan designed to achieve your goals. This will include your investment plan with expected investment returns, your ideal asset mix between stocks and bonds and the general types of securities that are suitable for you. Other assets such as investment properties, pension plans or a 401k will be factored into your plan so that you have a comprehensive view of your financial life. We help you develop a personalized path to attain your goals by identifying your important core values and following biblical principles.

IMPLEMENT THE PLAN

We will be responsible for the day-to-day management of your investment portfolio, choosing individual securities or mutual funds that meet your objectives and executing trades on your behalf.

MONITOR OUR INVESTMENTS

We will watch your portfolio and make adjustments as necessary. In addition to your regular investment account statements, you will also receive periodic updates to tell you how you are doing. We measure and monitor your success along the path by providing answers to:

• How am I doing?
• Am I staying true to my Christian financial principles?
• Are my investments good and ethical choices?
• Will I have a comfortable retirement?
• Is my future secure?
• Will my children’s inheritance be safe?

DEFINE YOUR OBJECTIVES

The following factors influence the way your investment portfolio is managed:

Risk Tolerance

Risk and return usually go hand in hand. The more you hope to earn, the more risk you must be willing to take.

Time Horizon

How long you plan to leave the money invested will determine your investment strategy. Generally, a long-term strategy is more flexible and may result in more consistent returns.

Income Needs

We will need to know if you plan to draw income from the portfolio.

Tax Situation

We will want to know your tax situation so the tax consequences of transactions can be minimized wherever possible.

Personal Preferences

If you would like to place any restrictions on investments based on your Christian values, such as not supporting tobacco, alcohol, or any other concerns, please be sure let us know.

Please complete this Questionnaire to share your situation and your financial questions.